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If I was hit by a car while on my bicycle in Florida and the car had no insurance, can I…


 

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The answer to that is maybe. If you have your own insurance, car insurance, you could recover for some of your medical expenses and your last wages under Pip Insurance. If you also have what’s called uninsured or underinsured motorist coverage, you may be able to recover from your insurance because the other person did not have insurance. There is also a mechanism for you to sue the driver directly. However, if they don’t have insurance, they may not have assets for you to be able to collect on.

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