What Are Some Issues That Come Up In Auto Accidents In Florida?
One of the first ones is that people believe that they need money to hire an attorney, but for auto accident cases, the initial consultation is free.
The second misconception is that a lot of people think that they have to go to a specific doctor at a specific place that is directed by an attorney and that is not true. You can go to any doctor that will accept an auto accident case. The problem is that not all doctors will take auto accident cases because they don’t like to do the insurance billing that goes with them.
The third misconception would be they can’t get medical treatment if they don’t have any health insurance benefits. The truth is, if you are involved in an auto accident, you can get medical treatment under PIP (Personal Injury Protection) coverage.
What Does PIP Cover Exactly?
PIP covers lost wages, it covers medical expenses and in some cases, it can cover different services that you were no longer able to perform that you used to perform and now you have to hire somebody to do them.
What Are Fault And No Fault states? How Does It Apply In Auto Accidents In Florida?
PIP has a lot to do with the fault versus no fault. Florida is a no fault state, which means that if you are involved in an accident, whether it’s your fault or somebody else’s fault, you can still have PIP benefits. This means you can still be eligible to receive money for lost wages, money for medical benefits, and for other services.
That can be done at different rates depending on what your own insurance policy covers but it is generally 80 percent of medical expenses unless you have a no deductible policy or you have a policy that covers a 100 percent, or you have Med-Pay, that’s also usually 80 percent of lost wages as well.
What Is Pure Comparative Negligence Law In Florida? How Would That Affect An Auto Injury Case?
Pure Comparative Negligence means that if you are found partially responsible for the accident, somebody would determine a percentage, and that percentage is actually pretty arbitrary.
So, if for some reason, you’re found to be partially at fault, such as in the case if you were sitting too close to the person in front of you and you were rear-ended by the person behind you which pushed your car into the person in front of you, some of your injuries could have been caused by the collision that happened between you and the person in front of you.
If the reason for that part of the collision was because you stopped too close to that vehicle, then you may be assigned a percentage of comparative negligence.
For instance, if it’s 25 percent your fault and your damages, and your lost wages, your medical expenses, your property damage and all of that, is $100,000, then you may only get $75,000 for it.
If you need information about the Issues That Come Up In Auto Accidents In Florida, call the Franco Law Group