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What are PIP benefits and what does it pay for?


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PIP benefits are also known as personal injury protection benefits or no-fault benefits. They are designed to compensate you for loss wages as well as pay for medical payments. The normal and customary policy amount for PIP is $10,000 dollars, and that means that they will pay up to 80% of medical bills up to a cap of $10,000 dollars and 60% of loss wages up to that same cap. It is a consolidated $10,000 dollars, not separate $10,000 dollars. Once that is exhausted, if you have METPAY, it can pay the difference between that $10,000 and the $12,000 dollars so that you can be made whole.

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