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What if I do not have medical insurance and am concerned about my medical expenses?


Video Transcription

If you’ve been involved in a motorcycle accident in the state of Florida and you do not have your own medical health insurance, you do not fall under the provisions for PIP either. PIP covers only auto accidents with a motor vehicle. So if you’re riding the motorcycle, you do not have any other means to have your medical bills paid for under your own insurance. If the other drive that cause the accident has the bodily injury coverage that’s necessary, then you can obtain a settlement through that other insurance company in order to pay the medical bills. However, you will be incurring that treatment during the process of your claim without having the money from the other insurance company until the end. Once you settle the case, the medical bills would be paid out of the settlement to that doctor. You also have to be able to reach a doctor that is willing to treat you without being paid while the treatment is going on and they’re willing to defer their bill until the end of the case. Also, if you have uninsured or underinsured motorist coverage, you may have a claim against your own insurance carrier for that later on and you would also be able to recover your medical benefits from that carrier.

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