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What is collision coverage?


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Collision coverage is a type of coverage on your automobile policy in the state of Florida, which provides reimbursement for property damage if you’re involved in an accident. If you’re involved in an accident and the accident is not your fault, potentially, the other person’s insurance should pay for that damage. However, if there’s a liability dispute, you will be sitting with your car not drivable, potentially, if you don’t carry collision insurance. If the accident is your fault, then the other driver’s insurance is not going to be paying for the damage, and, if you don’t carry collision insurance, then you will not be able to get your car fixed through your own insurance policy.

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