What is uninsured motorist coverage used for?
Uninsured or underinsured motorist coverage in the state of Florida is very important. There are a number of drivers, a very high percentage of drivers, in the state of Florida driving around either without any insurance at all, which is against the law, or driving with minimum coverage. Minimum coverage does not account for bodily injuries that they may inflict on someone else due to an accident that they are negligent for. So if you’re involved in an accident with somebody that does not have the appropriate coverage or does not have bodily injury and you carry uninsured or underinsured motorist coverage, you can recover for your medical bills, your lost wages, and your pain and suffering from your own insurance company.
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